In the wake of the pandemic, many people have realized that medical emergencies can be unpredictable and often come with unexpected costs, typically due to an inability to work, which can lead to challenging financial upheaval.
As the UK begins slowly returning to normality, many people are looking at investing in insurance to cover their healthcare needs as it can provide added protection during uncertain times. However, health insurance can do more than simply cover you in the event of the unexpected; it also ensures you receive exceptional care without the need for long waiting lists. In our guide, we cover the top four reasons why you should get private health insurance.
One of the biggest perks of private healthcare is having your own room whenever you need to undergo a procedure in one of the many private hospitals in the UK. For the duration of your treatment, you will stay in a private room, which usually has its own bathroom for you to use. In addition to the added comfort having your own room will bring, if you are staying in the hospital for an extended period of time, a private room will ensure that your visitors will not disturb other patients when they come to see you.
Choose When And Where
Typically, when you need treatment, you are limited in where and when you can be treated. A time and place would be sent to you via a letter, and this is usually your only option without risking delaying treatment. When you have health insurance, you have the chance to choose which hospital you are treated at and what time the treatment will take place.
For example, suppose you are undergoing a minor elective operation to correct a problem that is causing you pain or discomfort. In that case, you can schedule your hospital stay around existing commitments in order to minimize the disruption to your day.
If you’re looking for the right health insurance quotes and a reputable provider for you or your family, or you just want more information on what private health insurance can do for you, check out Switch Health.
Decide Who Treats You
On the NHS, the choice of who is available to treat you is often limited, and sometimes, there is only one doctor available. In the same way as selecting when and where you want to be treated, when you have private health insurance, you can typically request which consultant or specialist you would prefer to be seen by. If the requested consultant or specialist is available, they will be the person to perform your treatment.
Some treatments are unavailable on the NHS, including specialist surgery for sports-related injuries. People in need of these treatments often find themselves on extremely long waiting lists to receive the care they need. Cost is the main reason why treatments are unavailable on the NHS, and one someone needs one of these procedures, they will receive a referral to be seen when space becomes available in a private facility.
If you ever find yourself in need of one of the procedures that require your name to be added to an extensive waiting list, having private health insurance will provide you with the care you need without waiting.